Income Protecion

Income protecion cover is designed to pay out a monthly benefit to replace your income if you are unable to work to accident or sickness. The timing of the first payment is set up to work alongside any sick you receive and can begin after only 4 weeks right up to 52 weeks.

The monthly benefit is paid until you return you return to work, retire or die. The cover helps you to pay your mortgage, bills and other living expenses should your income stop. Even if you do not have a mortgage it is important to consider income protection to protect your income and ensure you can pay your rent and bills.

A monthly benefit can be set up to 65% of your gross income (this varies between insurers). You can opt for the maximum or a figure which is tailored to cover your mortgage plus any living expenses, or an amount of your choice\par
Cover can also be arranged should you wish to protect your income against the risk of redundancy.